In addition to the overall requirements of commercial insurance for car washes, most states require that a company owner buy car wash or self-serve car wash insurance, also. Car wash businesses are usually required to carry insurance policies because they're frequently a company owned by a single person, like someone who owns a laundromat. Self-serve car wash insurance plans offer a vast array of benefits for auto wash owners to protect themselves, their equipment, and any customers who might be injured by their equipment. A car wash insurance plan to get a home-based carwash business will offer additional coverage for property damage, self-serve employee reimbursement, liability for injuries to anybody on the premises or property of your business, and personal injury protection for workers.
Both business and self-serve car wash insurance programs are simple to find in most cities and counties, as long as you know exactly where you live and the type of insurance plan you want. Some insurance agencies offer both strategies. Some local businesses even have sites where you can quickly browse through each the different types of commercial carwash insurance available. You may even request a free quote online, if you've got an existing auto detailing or wash business.
Carwashes and other companies are a vital part of our society today. Car wash owners should be aware that when they own a business which requires special insurance policy, their liability should not be dismissed lightly by insurance companies. Even tiny businesses that work in residential areas can be sued in a court of law if an event occurs in which they are found responsible for injuring or causing harm to any person or his or her property. Car wash owners will need to protect themselves and their business assets from this possibility by buying a commercial insurance policy for their automobile washes.